Muhammad Usman

AI Product Architect · Fintech · Retail · Big Data

From business problem to working AI product.

10+ years building fintech, retail and big-data products for startups and enterprises such as Walmart. I start with the problem and the people, data and budget you already have, then architect and ship the smallest product that proves it, as your technical co-founder, delivery partner or advisor.

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A focused call on your problem, what you already have, and the smallest product worth building.

Portrait of Muhammad Usman

Muhammad Usman

AI Product Architect and Technical Co-founder

customers on a lending platform scaled in Saudi Arabia
25K+
user retention after an AI marketplace turnaround
80%
to quote complex industrial systems, down from days
Minutes
years taking products from idea to production
10+

Trusted by teams at

  • Walmart
  • Seulah
  • StreetApp
  • CAPA
  • Alex Solutions
  • Tacton

Selected work

All case studies
CAPA Multi-Vendor Warehouse Platform screenshot 1

Lead Full-Stack Engineer

CAPA Multi-Vendor Warehouse Platform

A multi-tenant B2B procurement network connecting US auto dealerships with warehouse inventory and accounting systems.

Outcome: Warehouses sell to dealerships straight from their own ERP, with no re-keying

StreetApp AI Marketplace screenshot 1

Senior Product Engineer

StreetApp AI Marketplace

Product and engineering turnaround for an AI-driven peer-to-peer marketplace in France.

Outcome: 80% user retention and the platform's first subscription revenue

Seulah Digital Microfinance Platform screenshot 1

Senior Backend Engineer

Seulah Digital Microfinance Platform

SAMA-licensed, Sharia-compliant digital lending platform scaled to more than 25,000 customers in Saudi Arabia.

Outcome: 25K+ customers served through automated, SAMA-compliant loan decisions

Ways to work together

Choose the involvement your stage needs: a partner who owns the product, a build you can hand over, or a second opinion before you commit.

Trusted by the people I’ve worked with

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“He is able to deliver technical solutions based on a combination of functional and technical requirements and deliver software outcomes in areas where he feels comfortable. Where he lacks knowledge he will research and acquire the knowledge needed to grow his…”
Clinton JonesProduct Leader in Data & Metadata ManagementRead on LinkedIn

Articles

Practical notes on building reliable software, data platforms, and useful AI systems.

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Have a problem worth building a product around?

Book a focused call. We'll pin down the problem, what you already have, and the smallest product that proves it.

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